Warranty Deed Template, Free Download 2026

By Jessica Henwick, Editor-in-ChiefLegally reviewed by David Chen, Esq.
E-Signature with Notarization

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When Do You Need a Warranty Deed?

You are selling residential or commercial property and the buyer requires a general warranty deed that guarantees clear title with full protection through all six covenants of title. This is the most common deed type used in standard real estate closings across the United States.

A title company or closing attorney has requested a warranty deed to complete the transfer of ownership and the document must include the legal description, assessor parcel number, and proper grantor and grantee identification before recording.

You are transferring property as part of a sale and need to guarantee to the buyer that the property is free of liens, encumbrances, and competing claims through the covenant against encumbrances and covenant of quiet enjoyment.

Your lender requires a warranty deed as a condition of financing because it provides the highest level of title protection available, ensuring the buyer receives marketable title that supports deed of trust or mortgage security.

You need to convey property with limited guarantees and want to use a special warranty deed template that only warrants title against defects arising during the grantor's period of ownership rather than the entire chain of title.

An estate, trust, or corporate entity is transferring real property and the recipient or buyer requires the strongest deed form available with covenants that run with the land to protect future successors and assigns. If the transfer involves a trust, you may also need a living trust amendment template to update the trust provisions.

💡 Practice Note: The HUD Real Estate Settlement Procedures Act (RESPA) requires certain disclosures in residential real estate transactions. Ensure your warranty deed transfer complies with both state recording requirements and federal settlement procedures, particularly the Closing Disclosure form mandated by the TILA-RESPA Integrated Disclosure (TRID) rule.

⚠ Warning: A warranty deed with errors in the legal description can create title defects that are expensive to correct. Always verify the legal description against the recording requirements in your jurisdiction and obtain title insurance to protect against undiscovered defects.

What Should a Warranty Deed Include?

Grantor and Grantee Identification

Include the full legal names of the grantor (seller/transferor) and grantee (buyer/recipient), their marital status, mailing addresses, and the manner in which the grantee will hold title (sole ownership, joint tenancy, tenancy in common, or community property).

Consideration and Conveyance Language

State the consideration paid (purchase price or "for good and valuable consideration") and include the granting clause with operative words such as "grant, bargain, sell, and convey" that establish the grantor's intent to transfer the property with warranty covenants.

Legal Description of Property

Provide the complete legal description from a title report or prior deed, including the lot and block number, subdivision name, metes and bounds description if applicable, and the assessor parcel number. The street address alone is not sufficient for a valid deed.

Six Covenants of Title

A general warranty deed includes the covenant of seisin (grantor owns the property), covenant of right to convey, covenant against encumbrances, covenant of quiet enjoyment, covenant of warranty, and covenant of further assurance. These covenants protect the grantee against all title defects.

Exceptions and Reservations

List any exceptions to the warranty, such as existing easements, recorded restrictions, mineral rights reservations, or title insurance schedule B exceptions. These carve-outs limit the scope of the grantor's warranty obligations.

Notarization and Recording Information

Include a notary acknowledgment block compliant with your state's requirements. The deed must be notarized before it can be recorded with the county recorder. Recording provides constructive notice of the transfer to all third parties.

Signature Blocks and Witness Lines

Provide signature lines for all grantors. Some states require one or two witnesses in addition to notarization. If the grantor is a corporation or LLC, the signer must have authority to execute the deed on behalf of the entity.

Legal Details: Key Clauses in a Warranty Deed

Grantor and Grantee
1.1

This General Warranty Deed (the "Deed") is made and executed by [____________] (the "Grantor"), whose address is [____________], to and in favor of [____________] (the "Grantee"), whose address is [____________]. Grantor represents that Grantor is the lawful owner of the Property described herein and possesses full legal authority and capacity to make this conveyance.

1.2

Where Grantor or Grantee consists of more than one person, the term shall include all such persons collectively and individually. If the Property is marital or community property, the non-titled spouse has joined in the execution of this Deed to release and convey any and all rights, including homestead, dower, curtesy, and community property interests, in and to the Property.

Property Description
2.1

Grantor hereby conveys to Grantee the following described real property situated in the County of [____________], State of [____________] (the "Property"): [INSERT FULL LEGAL DESCRIPTION]. This conveyance includes all buildings, improvements, and fixtures situated upon the Property, all appurtenances and hereditaments thereunto belonging, all easements benefiting the Property, and all right, title, and interest of Grantor in and to any streets, alleys, or rights-of-way adjacent to the Property.

2.2

The Property is further identified by Assessor's Parcel Number [____________] and is commonly known as [____________]. Grantor warrants that the legal description set forth herein is accurate and complete and that no portion of the Property intended to be conveyed has been omitted from such description.

Conveyance and Full Warranties
3.1

For and in consideration of [$__________], the receipt and sufficiency of which are hereby acknowledged, Grantor does hereby grant, bargain, sell, convey, and confirm unto Grantee, and Grantee's heirs, successors, and assigns forever, the Property, together with all and singular the rights and appurtenances thereto in any wise belonging, subject only to the Permitted Exceptions set forth in Article VI, TO HAVE AND TO HOLD the same unto Grantee, and Grantee's heirs, successors, and assigns forever.

3.2

Grantor, for Grantor and Grantor's heirs, executors, administrators, successors, and assigns, does hereby covenant, promise, and agree to and with Grantee, and Grantee's heirs, successors, and assigns, that Grantor shall WARRANT AND FOREVER DEFEND the title to the Property against all lawful claims and demands of all persons whomsoever, subject only to the Permitted Exceptions.

Covenant of Seisin
4.1

Grantor covenants that, at the time of the execution and delivery of this Deed, Grantor is lawfully seized of an indefeasible estate in fee simple in and to the Property, and that Grantor has good right, full power, and lawful authority to sell, convey, and transfer the same. Grantor warrants that this covenant of seisin is a present covenant that runs with the land and is breached, if at all, at the time of conveyance.

4.2

Grantor further covenants that Grantor has not entered into any agreement, contract, or understanding, whether oral or written, that would impair, limit, or restrict Grantor's ability to convey the Property as set forth herein. Grantor represents that no bankruptcy, insolvency, or receivership proceedings are pending or threatened against Grantor that could affect the validity of this conveyance.

Covenant of Right to Convey
5.1

Grantor covenants that Grantor has the lawful right and authority to convey the Property and that no consent, approval, waiver, or authorization of any third party, governmental authority, lender, or other person or entity is required to effectuate this conveyance, except as has been obtained and is evidenced in writing prior to the execution of this Deed.

5.2

If the Property is subject to any mortgage, deed of trust, or other security instrument containing a due-on-sale clause or similar transfer restriction, Grantor represents that the necessary consent of the holder of such security interest has been obtained, or that such security interest will be satisfied and released of record at or prior to the time of recording of this Deed.

Covenant Against Encumbrances
6.1

Grantor covenants that the Property is free and clear of all liens, encumbrances, charges, assessments, claims, and defects of title whatsoever, except for the following Permitted Exceptions: (a) real property taxes and assessments for the current fiscal year not yet due and payable; (b) easements, covenants, conditions, and restrictions of record as set forth in that certain title commitment or preliminary title report dated [____________], issued by [____________] (the "Title Company"); and (c) [____________].

6.2

Grantor shall, at Grantor's sole cost and expense, cause to be released and discharged of record all liens, encumbrances, and defects of title that are not Permitted Exceptions, including without limitation any judgment liens, mechanic's liens, tax liens, and mortgages or deeds of trust, at or prior to the recording of this Deed. Grantor shall indemnify and hold Grantee harmless from any loss, cost, or expense arising from any breach of this covenant.

Covenant of Quiet Enjoyment
7.1

Grantor covenants that Grantee, and Grantee's heirs, successors, and assigns, shall peaceably and quietly have, hold, use, occupy, possess, and enjoy the Property, and every part and parcel thereof, without suit, hindrance, molestation, eviction, or disturbance by Grantor or any person or persons lawfully claiming by, through, or under Grantor. This covenant of quiet enjoyment is a future covenant that runs with the land and shall be enforceable by Grantee and Grantee's successors in interest.

7.2

In the event of any breach of this covenant, Grantor shall be liable to Grantee for all actual damages sustained, including reasonable attorneys' fees, court costs, and expenses of litigation incurred in defending Grantee's title and possession. Grantor's liability under this covenant shall not be limited to the consideration paid for the Property and shall extend to all losses proximately caused by the breach.

Covenant of Further Assurances
8.1

Grantor covenants that Grantor shall, at any time and from time to time hereafter, upon the reasonable request of Grantee or Grantee's heirs, successors, or assigns, execute, acknowledge, and deliver, or cause to be executed, acknowledged, and delivered, such further instruments, conveyances, and assurances as may be reasonably necessary or desirable to vest in Grantee the full rights intended to be conveyed by this Deed, to correct any errors or deficiencies in this Deed, or to otherwise carry out the purposes and intent of this conveyance.

8.2

The obligation under this covenant includes, without limitation, the execution of corrective deeds, affidavits of identity, affidavits of title, lien waivers, and any other documents reasonably required by a title insurance company to issue an owner's policy of title insurance in favor of Grantee, free and clear of all matters other than the Permitted Exceptions. All costs associated with such further assurances shall be borne by Grantor.

Recording and Transfer Tax
9.1

This Deed shall be recorded in the official records of the County Recorder for the county in which the Property is situated. Documentary transfer tax in the amount of [$__________], computed on the [full value / full value less liens and encumbrances remaining at the time of sale], shall be paid by [Grantor / Grantee] at the time of recording. Recording fees and all other costs of recording shall be allocated as agreed by the parties in their purchase and sale agreement.

9.2

Grantor shall deliver the fully executed and acknowledged original of this Deed to Grantee or to an escrow agent designated by the parties for recording. Title shall pass to Grantee upon delivery of this Deed, and constructive notice shall be imparted upon recording in accordance with the recording acts of the State of [____________].

Governing Law and Miscellaneous
10.1

This Deed shall be governed by and construed in accordance with the laws of the State of [____________]. The covenants and warranties contained herein shall survive the delivery and recording of this Deed and shall be binding upon Grantor and Grantor's heirs, executors, administrators, successors, and assigns, and shall inure to the benefit of Grantee and Grantee's heirs, successors, and assigns.

10.2

If any provision of this Deed shall be held invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired thereby. This Deed constitutes the entire agreement between the parties with respect to the conveyance of the Property and supersedes all prior and contemporaneous agreements, representations, and understandings relating to such conveyance, except for the terms of any separate purchase and sale agreement between the parties.

Signature Requirements

E-Signature with Notarization

Warranty deeds are valid with electronic signatures under the ESIGN Act and UETA. However, notarization is universally required for recording with the county recorder's office. Some states including Florida, South Carolina, and Georgia require two witnesses in addition to notarization.

Notarization Required

Related Real Estate Templates

A warranty deed is often used alongside other real estate documents. Depending on your situation, you may also need:

How to Fill Out a Warranty Deed

1

Enter Grantor and Grantee Information

Fill in the full legal name of each grantor and grantee exactly as it appears on their identification or existing title records. Include marital status and the vesting type for the grantee (joint tenancy, tenancy in common, or community property).

2

Insert the Legal Description

Copy the legal description directly from the most recent deed or title report. Verify the assessor parcel number matches county records. Do not paraphrase or abbreviate the legal description, as errors can create title defects.

3

Select General or Special Warranty

Choose whether the deed provides a general warranty (covering the entire chain of title) or a special warranty deed (covering only the grantor's period of ownership). Standard residential sales typically use the general warranty deed form. Our printable warranty deed template covers both formats.

4

Add Exceptions and Reservations

Review the title commitment or preliminary title report and list any exceptions to the warranty, including easements, CC&Rs, and recorded liens that will survive the transfer. Omitting known exceptions exposes the grantor to breach of warranty claims.

5

Execute Before a Notary

All grantors must sign the deed in the presence of a notary public. Some states also require witnesses. The notary verifies the signer's identity and completes the acknowledgment certificate attached to the deed.

6

Record with the County Recorder

Submit the executed deed to the county recorder in the county where the property is located. Pay the recording fee and any applicable transfer taxes. Recording establishes the grantee's priority of title against subsequent claims.

Free Template vs Custom Warranty Deed

FeatureFree TemplateCustom (AI or Attorney)
Free <strong>warranty deed</strong> form with basic structure
General and special <strong>warranty deed</strong> formats
State-specific covenant languageAll 50 states supported-
Custom legal description formatting-
Attorney review and customization-
Printable <strong>warranty deed</strong> template download (PDF/Word)

Key Facts About Warranty Deed Documents

Warranty deed provides highest level of title protection through six covenants.

General warranty deed covers entire chain of title while special warranty covers only grantor period.

Warranty deed must be notarized and recorded with county recorder to be effective.

Covenant of seisin guarantees grantor legally owns the property being conveyed.

Covenant against encumbrances warrants property is free of liens and easements.

Key Legal Terms in a Warranty Deed

warranty deedgeneral warranty deedspecial warranty deedquitclaim deedsix covenants of titlecovenant of seisincovenant against encumbrancescovenant of quiet enjoymentgrantorgranteetitle insurancerecordingcounty recorder

When a Free Template Is Not Enough

Free templates cover standard situations, but a professionally drafted warranty deed accounts for state-specific requirements, unusual circumstances, and enforceability considerations that generic forms miss. If your situation involves significant assets, complex terms, or potential disputes, request an attorney-drafted warranty deed with a custom quote based on your situation.

Warranty Deed Template FAQ

What is a warranty deed?
A warranty deed is a legal document used to transfer real property ownership from a grantor to a grantee with the highest level of title protection. The grantor guarantees that they hold clear title to the property and have the legal right to convey it. The deed includes the six covenants of title that protect the grantee against any defects in the title, whether they originated during the grantor's ownership or earlier in the chain of title. Warranty deeds are the most commonly used deed type in standard residential real estate transactions. If you need a deed with fewer warranties, consider a grant deed template instead.
What is the difference between a <strong>warranty deed</strong> and a <strong>quitclaim deed</strong>?
A warranty deed provides the grantee with full title guarantees through the six covenants, meaning the grantor can be held legally liable if a title defect is later discovered. A Quitclaim deed form provides zero warranties and simply transfers whatever interest the grantor may or may not have in the property. Warranty deeds are standard in arms-length sales between unrelated parties, while quitclaim deeds are typically used for transfers between family members, divorce transfers, or correcting title defects where the parties already know the state of title.
Does a <strong>warranty deed</strong> need to be notarized?
Yes, every state requires a warranty deed to be notarized before it can be recorded with the county recorder. The notary public verifies the identity of the grantor and confirms that the deed was signed voluntarily. Some states, including Florida and South Carolina, also require witnesses in addition to notarization. An unnotarized deed may still transfer title between the parties in some jurisdictions, but it cannot be recorded and therefore does not provide constructive notice to third parties.
What are the covenants in a <strong>warranty deed</strong>?
A general warranty deed contains the six covenants of title: the covenant of seisin (the grantor actually owns the property), the covenant of right to convey (the grantor has authority to transfer), the covenant against encumbrances (no undisclosed liens or encumbrances), the covenant of quiet enjoyment (the grantee will not be disturbed by superior claims), the covenant of warranty (the grantor will defend title against claims), and the covenant of further assurance (the grantor will execute additional documents if needed). These covenants collectively provide the strongest title protection available.
Who signs a warranty deed?
The grantor (the person transferring the property) must sign the warranty deed. The grantee generally does not need to sign the deed, although some states require the grantee to sign an acceptance. If the grantor is married, both spouses may need to sign to release homestead rights or community property interests depending on state law. When the grantor is a corporation, LLC, or trust, the authorized representative signs on behalf of the entity and should include their title.
What is a special warranty deed?
A special warranty deed provides limited title guarantees compared to a general warranty deed. The grantor only warrants that no title defects arose during their period of ownership and does not guarantee against defects that existed before they acquired the property. Special warranty deeds are commonly used by banks selling foreclosed properties (REO), corporate transfers, commercial real estate transactions, and estate sales. Buyers who receive a special warranty deed should strongly consider purchasing title insurance to protect against pre-existing defects. For properties financed with seller financing, the deed is typically held until final payment under a contract for deed template.
How much does a warranty deed cost?
The cost of a warranty deed varies by state and method of preparation. Filing fees with the county recorder typically range from $10 to $100 depending on the county and number of pages. Transfer taxes vary significantly by state and locality, with some states charging a percentage of the sale price and others charging a flat fee. Our free warranty deed form is available as a printable PDF download, while attorney-drafted warranty deeds through our service provide state-specific compliance and professional review at competitive rates.
Can a warranty deed be revoked?
Once a warranty deed has been delivered to the grantee and accepted, it generally cannot be unilaterally revoked by the grantor. The transfer of title is complete upon delivery and acceptance. To reverse the transfer, the grantee would need to execute a new deed conveying the property back to the original grantor. A warranty deed can potentially be voided by a court if it was obtained through fraud, duress, undue influence, or if the grantor lacked legal capacity at the time of execution. Recording the deed with the county recorder provides additional protection against revocation claims.

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