Chain-of-Title / Sworn Document

Affidavit of Death: Clear Title (Free Template)

Direct Answer

An affidavit of death is a sworn, notarized statement, paired with a certified death certificate, that clears the decedent's name from title to real property, vehicles, bank accounts, and securities held in joint tenancy, tenancy by the entirety, community property with right of survivorship, or transfer-on-death registration. The full affidavit of death template below is attorney-drafted on the California Probate Code Section 210 joint-tenant form, includes the certified death certificate exhibit reference, and is structured to record in the county clerk's real property records or deliver to a transfer agent.

Attorney-drafted form opens in Word or any PDF reader. Free, no email required. Read the template on this page first →

Reviewed by Christopher Davis, Esq., Estate Planning AttorneyPennsylvania & New Jersey Bar
Affidavit of death of joint tenant template with decedent identification, surviving joint tenant attestation, recorded vesting deed reference, real property legal description, certified death certificate exhibit, and notary jurat
Attorney drafted
Reviewed by Christopher Davis, Esq., Estate Planning Attorney
California Probate Code 210
Joint-tenant clear-title form recognized in every recording state
Real property, vehicles, accounts
Covers joint tenancy, TBE, community property, TOD, POD
Death certificate attached
Built for the certified-death-certificate-plus-affidavit pairing
The Template

The Affidavit of Death Template, Joint-Tenant Form

The model affidavit below is built on the California Probate Code Section 210 joint-tenant form, the most-developed affidavit-of-death framework in the country and the pattern most other states' recording offices recognize. Ten numbered paragraphs cover the affiant, the decedent, the date and place of death, the recorded vesting deed, the real property legal description, the form of ownership, the affiant's surviving status, the certified death certificate exhibit, the no-competing-claims attestation, and the recording purpose. A vehicle and account adaptation note follows for non-real-property use.

affidavit-of-death.docx
STATE OF [STATE]                    )
                                    )  ss.
COUNTY OF [COUNTY]                  )


                          AFFIDAVIT OF DEATH
                  (Identification of Decedent for Title
                  Transfer, Securities Release, and Other
                          Non-Probate Purposes)


    BEFORE ME, the undersigned authority, on this day personally
appeared [Affiant Full Legal Name] (the "Affiant"), who, being
by me first duly sworn upon oath, deposed and stated as follows:


    1.  AFFIANT QUALIFICATIONS. Affiant's full legal name is
        [Affiant Full Legal Name]. Affiant resides at [Affiant
        Street Address, City, State, ZIP]. Affiant is over the
        age of eighteen (18) years and competent to make this
        Affidavit. Affiant has personal knowledge of the facts
        stated herein.

    2.  RELATIONSHIP TO DECEDENT. Affiant's relationship to the
        decedent identified below is [Surviving Spouse / Adult
        Child / Successor Trustee / Personal Representative /
        Joint Tenant / Joint Account Holder / Other:
        ________________].

    3.  DECEDENT IDENTIFICATION. The decedent's full legal name
        was [Decedent Full Legal Name] (the "Decedent"). The
        Decedent was also known as [Aliases used on title,
        account, or vesting records, if any]. The Decedent's
        date of birth was [Date of Birth]. The Decedent's Social
        Security number ended in [Last Four Digits Only]. At the
        time of death the Decedent's residence address was
        [Street Address, City, County, State, ZIP].

    4.  DATE AND PLACE OF DEATH. The Decedent died on [Date of
        Death] in [City, County, State of Death]. A certified
        copy of the Decedent's death certificate, issued by [Name
        of Vital Records Office], is attached hereto as Exhibit
        A and incorporated by reference. The cause of death is
        as stated on the certificate.

    5.  PROPERTY IDENTIFIED BY THIS AFFIDAVIT. This Affidavit
        identifies the Decedent's death for purposes of the
        following property or asset only:

        Option A (Motor Vehicle):
            Vehicle Identification Number (VIN): [17-character VIN]
            Year, Make, Model: [Year] [Make] [Model]
            Title Certificate Number: [Title No.]
            State of Titling: [State]
            Decedent's Ownership Interest: [Sole owner / Joint
                tenant with right of survivorship / Tenant in
                common / Community property]

        Option B (Securities / Brokerage Account):
            Issuer / Custodian: [Name]
            Account or Certificate Number: [Last Four Digits Only]
            Number and Class of Shares: [Number] shares of [Class]
            Decedent's Ownership Interest: [Sole / JTWROS /
                Tenant in common / Beneficiary on TOD designation]

        Option C (Bank or Credit Union Account):
            Institution: [Name]
            Account Number (Last Four Only): [____]
            Account Type: [Checking / Savings / CD / Money Market]
            Decedent's Ownership Interest: [Sole / Joint /
                Payable on Death]

        Option D (Real Property):
            Common Address: [Street, City, County, State, ZIP]
            Legal Description (verbatim from the recorded deed):
                [Lot, Block, Subdivision OR metes and bounds]
            Recording Reference: [Vol. ___, Pg. ___ OR Inst. No.]
            Decedent's Vesting: [Sole / JTWROS / Tenancy by
                Entirety / Tenancy in Common / Community Property]

        Option E (Other):
            [Describe the specific asset, account, policy, or
             interest with sufficient particularity for the
             holder to identify it.]

    6.  AFFIANT'S RIGHT TO RECEIVE OR ACT. Affiant is entitled
        to receive, claim, transfer, or act with respect to the
        property identified in Paragraph 5 by reason of the
        following:

        [Right of survivorship under the JTWROS vesting /
         Payable-on-Death designation / Transfer-on-Death
         designation / Beneficiary designation under the
         account agreement / Statutory non-probate transfer
         under [State Code Section, e.g., a state DMV
         non-probate transfer statute or motor vehicle code
         provision] / Letters Testamentary or Letters of
         Administration issued by [Court, Cause No., Date] /
         Court order entered [Date] in Cause No. ____ / Other:
         _____________].

    7.  ABSENCE OF PROBATE (if applicable). To the best of
        Affiant's knowledge, no proceeding for the administration
        of the Decedent's estate is now pending in any
        jurisdiction. No personal representative of the
        Decedent's estate has been appointed. The asset
        identified in Paragraph 5 passes outside of probate by
        the right described in Paragraph 6. (Delete this
        paragraph if Letters have been issued and the affidavit
        accompanies a Letters certification.)

    8.  KNOWN CREDITORS AND ENCUMBRANCES. Affiant is unaware of
        any unsatisfied lien, levy, security interest, or
        creditor claim against the asset identified in Paragraph
        5 other than: [List any liens or encumbrances by
        recording reference or filing reference; if none, state
        "None"].

    9.  INDEMNIFICATION OF HOLDER. Affiant acknowledges that the
        holder of the asset identified in Paragraph 5 (the
        title issuer, transfer agent, depository institution,
        or recording office) is acting in reliance on this
        Affidavit. Affiant agrees to indemnify and hold the
        holder harmless from any loss caused by the falsity of
        any statement in this Affidavit or by any after-discovered
        claim by a person not identified in this Affidavit. This
        indemnification does not waive any rights of the holder
        under applicable state or federal law and does not limit
        the holder's right to require additional documentation
        if the holder reasonably requests it.

    10. PURPOSE. Affiant executes this Affidavit for the purpose
        of identifying the Decedent's death to [Name of Holder]
        so that the asset identified in Paragraph 5 may be
        retitled, released, or otherwise administered in
        accordance with the right described in Paragraph 6.


    FURTHER AFFIANT SAYETH NAUGHT.


    Executed on this ____ day of ________________, 20____.


                                ____________________________________
                                AFFIANT
                                [Affiant Full Legal Name]
                                [Affiant Street Address]
                                [City, State, ZIP]


PENALTY-OF-PERJURY DECLARATION (Federal Alternative).
Pursuant to 28 U.S.C. Section 1746, Affiant declares under
penalty of perjury under the laws of the United States of
America that the foregoing is true and correct.

    Executed on _______________ at _______________________.


                                ____________________________________
                                AFFIANT


                          JURAT / NOTARY ACKNOWLEDGMENT


STATE OF ______________________ )
                                ) ss.
COUNTY OF _____________________ )

    Sworn to and subscribed before me by [Affiant Full Legal Name]
on this ____ day of ________________, 20____, who is personally
known to me OR produced ______________________________ as
identification, and who being duly sworn deposed that the
statements in the foregoing Affidavit are true and correct of
the Affiant's own personal knowledge.


                                ____________________________________
                                NOTARY PUBLIC, State of __________

                                Printed Name: ______________________

                                My Commission Expires: _____________

                                Notary Seal:




EXHIBITS:
    Exhibit A:  Certified copy of the Decedent's death certificate.
    Exhibit B:  Copy of the vesting deed, title certificate,
                account agreement, or beneficiary designation
                that establishes Affiant's right to receive or
                act under Paragraph 6 (attach the document that
                applies to the asset listed in Paragraph 5).
    Exhibit C:  Affiant's government-issued photo identification
                (if required by the holder).
    Exhibit D:  Any required state-specific transfer form
                completed by Affiant (for motor vehicles, the
                state DMV non-probate transfer form for the
                state of titling; for securities, the
                transfer-agent stock power and medallion-
                signature-guaranteed form, if required).
At the Recording Window

Recording With the County Recorder

Five steps from identifying the right asset and ownership form to recording or delivering the affidavit. The two failure points to watch are the form of ownership (joint tenancy clears with an affidavit; tenants in common does not) and the certified death certificate (the recording office requires the raised-seal original, not a photocopy).

Five-step affidavit of death recording workflow from asset and ownership identification through certified death certificate, template fill, notarization, and recording in the county deed records or delivery to transfer agent
  1. 1

    Identify the asset and the form of ownership

    The right affidavit depends on what is being cleared (real property, vehicle, bank account, brokerage account) and how the asset was titled (joint tenancy, tenancy by the entirety, community property with right of survivorship, transfer-on-death registration, single owner). Pull the recorded deed, the title certificate, the account agreement, or the brokerage statement and confirm the form of ownership before drafting.

  2. 2

    Order a certified death certificate

    Every affidavit of death is anchored to a certified death certificate issued by the state department of health. Order at least three certified copies. The original (or a certified copy with the raised seal) is attached as an exhibit to the affidavit and submitted with the recording or transfer request. Photocopies are not accepted at the recording window or transfer desk.

  3. 3

    Fill in the template below

    Replace each bracketed placeholder with the case-specific facts: decedent's full legal name and any aliases used on the title, date and place of death, the affiant's full legal name and relationship, the asset (legal description for real property, VIN for a vehicle, account number for an account), the recorded instrument that vested the property in joint tenancy or survivorship, and the controlling state statute. Confirm the bracketed state and statute citations match your jurisdiction.

  4. 4

    Sign before a notary public

    Do not pre-sign. The affiant signs in front of the notary, who administers the oath, watches the signature, and completes the jurat. Bring photo identification. The certified death certificate is attached at this step; the notary does not certify the death certificate itself but confirms it is attached as the exhibit referenced in the affidavit body.

  5. 5

    Record or deliver the affidavit

    For real property, record the affidavit (with the certified death certificate attached) in the county deed records where the property is located. For a vehicle, submit to the state DMV with the title certificate. For a financial account, deliver to the institution holding the asset (transfer agent, bank, brokerage). Recording fees and processing times vary; confirm format with the receiving office before signing.

Probate Alternative

When the Affidavit of Death Replaces Probate

The decedent's interest in a survivorship asset (joint tenancy real property, tenancy by the entirety, community property with right of survivorship, transfer-on-death registration, payable-on-death account) passes by operation of law to the surviving owner or designated beneficiary at the moment of death. The affidavit does not cause that transfer; the transfer has already happened. What the affidavit does is record the transfer in the public record so that the title, the DMV registration, or the brokerage account reflects the new ownership and any future transaction (sale, refinance, transfer to a third party) can close without the decedent on the chain.

The affidavit is procedurally distinct from a few adjacent probate-alternative instruments. An affidavit of heirship records the heirs of someone who died without a will so real property can pass of record by intestate succession; it is the instrument when there was no survivorship interest and no will. A small estate affidavit collects and distributes the decedent's personal property when the estate is below the state's dollar threshold. An affidavit of domicile accompanies the death affidavit when securities are being transferred; it confirms the state in which the decedent was domiciled at death so the transfer agent applies the right state's succession rules and inheritance-tax clearances.

When the affidavit alone is not enough, the next step up is formal probate. The trigger is usually one of three: the property was held as tenants in common (no survivorship); the title has competing claims (a prior spouse never formally divorced, a disputed will, a creditor lien); or the value exceeds the state's small-estate threshold and the family needs full court-supervised administration. For clean survivorship transfers, the affidavit is the fast, cheap mechanism that clears the chain without opening probate at all.

Form Selection

Joint Tenancy, TOD, Small Estate, Trust: Which Form Fits

The affidavit is the standard clear-title instrument across five asset categories. The form below covers each pattern; for asset-specific state forms (DMV, bank, brokerage), the affidavit is signed alongside the institution's internal form, not as a substitute.

Real property (joint tenancy / TBE / community property)

Surviving joint tenant, surviving spouse on a tenancy-by-the-entirety deed, or surviving community-property owner records the affidavit with a certified death certificate in the county deed records to clear the decedent from title. California Probate Code Section 210 is the most-developed exemplar; most other states recognize the form under their recording statutes.

Vehicle title (DMV transfer)

Surviving joint owner or successor in interest delivers the affidavit, the certified death certificate, and the existing title to the state DMV to retitle the vehicle in the surviving owner's name. Many states have a specific form (California REG 5, Texas Form VTR-262, similar elsewhere); the general affidavit below covers states that do not.

Bank account (payable-on-death / joint with survivorship)

POD beneficiary or surviving joint account holder presents the affidavit and the certified death certificate to the bank to release the funds without probate. Banks routinely have their own internal form; the affidavit below covers banks that accept a general form, and any bank-specific addendum is signed alongside.

Securities (brokerage / transfer agent)

Surviving joint owner of a brokerage account, TOD beneficiary, or executor delivers the affidavit (paired with the affidavit of domicile, the certified death certificate, and a Medallion Signature Guarantee) to the transfer agent. The transfer agent then reissues the shares in the surviving owner's name.

Transfer-on-death deed beneficiary

Named beneficiary on a recorded TOD deed records an affidavit of death plus the certified death certificate in the county where the property is located. The county recorder updates the title to reflect the beneficiary as the new owner; the TOD deed plus the affidavit is the full chain.

Confirm the form of ownership before relying on this affidavit.

This affidavit only clears title where the asset passed by survivorship or by beneficiary designation. If the decedent held sole title, or held as tenants in common with no right of survivorship, the affidavit is the wrong instrument. Send the matter through /get-a-quote if the title vesting is unclear.

People Also Ask

Affidavit of Death: Common Recording Questions

Sourced from the People Also Ask box for affidavit of death, affidavit of death of joint tenant, and what is an affidavit of death.

What is an affidavit of death?
An affidavit of death is a sworn statement, signed by someone with personal knowledge of the decedent, that records the fact of the decedent's death and the affiant's relationship to the decedent or to the asset. The affidavit is paired with a certified death certificate and is recorded in the county deed records (for real property) or delivered to the institution holding the asset (bank, brokerage, DMV) to clear the decedent's name from the title or account. It is the standard non-probate instrument for removing a deceased person from joint tenancy, tenancy by the entirety, transfer-on-death registrations, and small-asset accounts.
What is the difference between an affidavit of death and a death certificate?
A death certificate is a vital record issued by the state department of health that proves the fact of death (date, place, cause, decedent's identity). An affidavit of death is a sworn legal instrument that uses the death certificate as its evidentiary anchor and adds the case-specific facts an institution needs in order to act: the affiant's identity, the affiant's relationship to the decedent, the specific property or account at issue, the legal basis for the affiant's authority to clear title, and a sworn statement that the affiant has no notice of competing claims. Title companies, county clerks, and transfer agents will not accept a death certificate alone; they require the affidavit too.
Who can file an affidavit of death?
The surviving joint tenant (for joint-tenancy real property), the surviving spouse (for community property or tenancy by the entirety), a named transfer-on-death beneficiary, the personal representative or executor of the estate, or anyone with personal knowledge of the death who has standing to act with respect to the specific asset. The right affiant depends on the asset and the form of ownership; the wrong affiant invalidates the affidavit. If the family is unsure who has standing, send the matter through /get-a-quote so an attorney can identify the right affiant before notarization.
Does an affidavit of death need to be notarized?
Yes. The affidavit is a sworn statement and must be signed before a notary public, who administers the oath, watches the affiant sign, and completes the jurat. County clerks, transfer agents, and banks will reject an unnotarized affidavit at the recording window or transfer desk. Many jurisdictions also require the certified death certificate to be attached as an exhibit when the affidavit is recorded.
When do you need an affidavit of death?
Whenever a decedent's name must be cleared from a title, account, or registration without opening a full probate. The most common triggers are: a surviving joint tenant selling or refinancing real property; a transfer-on-death deed beneficiary recording title; a surviving spouse removing the decedent from a vehicle title at the DMV; a brokerage transferring securities to the surviving owner of a joint account; a bank releasing funds from a payable-on-death account; or an estate selling property where the recorded title still shows the decedent. The affidavit is the bridge document that lets the institution act without waiting for a probate decree.
Can an affidavit of death transfer property?
Not by itself. The transfer has already happened by operation of law (joint-tenancy right of survivorship, tenancy by the entirety, transfer-on-death beneficiary designation, community-property survivorship). The affidavit records that transfer in the public record so that the title or account reflects the new ownership. For real property held in joint tenancy, recording the affidavit of death of joint tenant in the county deed records is the standard mechanism. To then sell or mortgage the property, the surviving owner signs a deed; the affidavit by itself does not convey to a third party.
How do you remove a deceased person from a property title?
If the property was held in joint tenancy with right of survivorship or as community property with right of survivorship, the surviving owner records an affidavit of death of joint tenant (or community-property equivalent) in the county where the property is located, with a certified death certificate attached as an exhibit. The county recorder updates the title index so the property shows only the surviving owner. If the property was held as tenants in common or in the decedent's sole name, the affidavit is not enough; the decedent's interest must pass by will (probate), by transfer-on-death deed (if one was recorded before death), or by intestate succession (affidavit of heirship, small estate affidavit, or formal probate, depending on the state and the assets).
What is an affidavit of death of joint tenant?
The affidavit of death of joint tenant is the specific form used to terminate the decedent's joint-tenancy interest in real property and confirm sole ownership in the surviving joint tenant. California Probate Code Section 210 expressly recognizes the form; most other states recognize it under their recording statutes. The affidavit recites the original deed (volume and page or instrument number), the joint-tenancy vesting, the date of death, and the affiant's status as the surviving joint tenant, with a certified death certificate attached. Recording the affidavit in the county deed records clears the decedent from title; the surviving joint tenant then holds the property outright and can sell, mortgage, or devise it without the decedent's name on the chain.

Get a Recording-Ready Affidavit From a Probate Attorney

Title companies, lenders, and county recorders reject affidavits with mismatched AKAs, an incorrect legal description, the wrong form of ownership, or a photocopy death certificate. A probate attorney pulls the vesting deed from the county recorder, confirms the survivorship form, drafts the affidavit, attends to certified-copy procurement, and walks the package through the recording window so the chain of title closes without a probate opening.