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Motion to Vacate Default Judgment Template – Free Download 2026

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Supporting Declaration May Require Notarization

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When Do You Need a Motion to Vacate Default?

A default judgment was entered against you because you failed to file a timely answer to a lawsuit, and you need to ask the court to set aside the judgment and allow you to defend the case on the merits.

You were not properly served with the summons and complaint, and you only learned of the lawsuit after the default judgment was entered — improper service is one of the strongest grounds for vacating a default judgment.

You had a meritorious defense to the lawsuit — the claim was legally deficient, the amount was wrong, or you had an affirmative defense — but missed the deadline to respond due to excusable neglect, emergency, or attorney error.

A creditor obtained a default judgment and has begun garnishing your wages or levying your bank account, and you need to move quickly to vacate the judgment before more funds are taken.

You were unaware of the lawsuit because the summons was served at an old address or given to a person who failed to notify you, and you can show you had no actual notice as required by proof of service requirements.

Two-Step Process: To vacate a default judgment, most courts require you to show: (1) good cause for setting aside the default (excusable neglect, mistake, surprise, inadvertence, or fraud by the opposing party under Rule 60(b) of the FRCP), and (2) a meritorious defense — that you have a real legal defense to the underlying claim, not just a desire to delay. Courts liberally grant vacatur motions when both elements are genuinely present.

Act Immediately: Motions to vacate under Rule 60(b)(1) (for mistake, inadvertence, or excusable neglect) must be filed within one year of the judgment. Motions under Rule 60(b)(3) (for fraud) also require filing within one year. Motions under Rule 60(b)(4) (void judgment — improper service) have no time limit. The longer you wait, the harder it is to show good cause. File the motion as soon as you learn of the judgment.

What Should a Motion to Vacate Default Include?

Statement of the Default Judgment

Identify the case, the date and amount of the default judgment, the court that entered it, and the docket number. Attach a copy of the judgment as an exhibit.

Grounds for Relief

The specific legal basis for vacating the judgment under Rule 60(b) or its state equivalent: mistake, inadvertence, surprise, excusable neglect (Rule 60(b)(1)); newly discovered evidence (60(b)(2)); fraud or misrepresentation by the opposing party (60(b)(3)); void judgment due to lack of jurisdiction or improper service (60(b)(4)); or any other reason justifying relief (60(b)(6)).

Declaration of Good Cause

A sworn declaration from the defendant explaining the circumstances that led to the default: lack of notice, medical emergency, attorney failure, reliance on misinformation, or other reason. Be specific, honest, and provide documentation.

Meritorious Defense

A specific description of your defense to the underlying claims — not a general denial, but specific facts and legal theories that, if proven, would defeat the plaintiff's claims or reduce the judgment amount. Attach a proposed answer demonstrating the defense.

Proposed Answer

A draft answer to the complaint, attached as an exhibit, showing the specific defenses you would assert if given the opportunity. Courts often require a proposed answer to evaluate the "meritorious defense" element.

Legal Details: Key Clauses in a Motion to Vacate Default

Review the standard legal provisions included in a professional motion to vacate default. Each section below contains clause language used in attorney-verified templates.

Procedural History
1.1

Defendant [____________] ("Defendant") respectfully moves this Court, pursuant to [Rule 55(c) and Rule 60(b) of the Federal Rules of Civil Procedure / applicable state court rule], for an order setting aside the default [and default judgment] entered against Defendant on [____________], and for leave to file the Answer and [Affirmative Defenses / Counterclaim] attached hereto as Exhibit A. Plaintiff [____________] filed the Complaint in this action on [____________], asserting claims for [____________]. A summons was issued on [____________]. Defendant was purportedly served on [____________]. Defendant failed to respond within the time required, and the Clerk entered a default on [____________]. [A default judgment in the amount of $[____________] was entered by the Court on [____________].]

1.2

Defendant promptly discovered the existence of the default [and default judgment] on [____________] and immediately took steps to retain counsel and file this Motion. Only [____] days have elapsed between the date Defendant discovered the default and the filing of this Motion, demonstrating Defendant's diligence in seeking relief. Defendant respectfully submits that good cause exists to set aside the default and, if applicable, to vacate the default judgment under [Rule 60(b)(1) (mistake, inadvertence, surprise, or excusable neglect) / Rule 60(b)(4) (void judgment) / Rule 60(b)(6) (any other reason justifying relief)], because Defendant has a meritorious defense and because Plaintiff will suffer no prejudice from the vacatur of the default.

Excusable Neglect/Good Cause
2.1

Defendant's failure to respond timely resulted from [excusable neglect / good cause] and not from willful disregard or bad faith. Specifically, [Defendant was not properly served with the Summons and Complaint; the process server left the documents with an unauthorized person and no copy was forwarded to Defendant's authorized representative / Defendant was hospitalized from [____________] through [____________] due to [medical condition] and was unable to attend to legal matters during that period / Defendant reasonably believed the matter had been resolved through the settlement discussions conducted with Plaintiff's representatives in [month] / Defendant, a foreign national unfamiliar with the U.S. legal system, received the documents and mistakenly believed they did not require a response within a specific time period]. Defendant's conduct is fully documented in the attached Declaration of [____________].

2.2

Courts applying the excusable neglect standard under Pioneer Investment Services Co. v. Brunswick Associates Ltd. Partnership, 507 U.S. 380 (1993), examine: (1) the danger of prejudice to the opposing party; (2) the length of the delay and its potential impact on judicial proceedings; (3) the reason for the delay, including whether it was within the reasonable control of the movant; and (4) whether the movant acted in good faith. All four Pioneer factors weigh in Defendant's favor in this case. The delay was brief; Defendant acted promptly and in good faith upon learning of the default; the reason for the delay was [beyond Defendant's reasonable control / constitutes excusable neglect under the applicable legal standard]; and vacating the default will not prejudice Plaintiff.

Meritorious Defense
3.1

To obtain relief from a default, a defendant need only allege facts that, if proven, would constitute a meritorious defense; Defendant need not establish the defense conclusively at this stage. Defendant has multiple meritorious defenses to Plaintiff's claims, as set forth in the proposed Answer attached hereto as Exhibit A: (a) [Plaintiff's breach of contract claim fails because [Defendant fully performed all obligations under the contract / Plaintiff materially breached the contract first, excusing Defendant's performance / the alleged contract is unenforceable for lack of consideration / the statute of limitations bars the claim]]; (b) [Plaintiff's [other claim] fails because [____________]]; and (c) [Defendant has a counterclaim for [____________] that would offset or exceed any recovery by Plaintiff].

Absence of Prejudice
4.1

Plaintiff will not suffer cognizable prejudice from the vacatur of the default and the opportunity to litigate this case on the merits. The mere fact that Plaintiff would be required to prove its case at trial, rather than collect on an uncontested default judgment, does not constitute legal prejudice. [The default was entered only recently, and no judgment has been entered; / The default judgment has not yet been enforced, and Plaintiff has not incurred enforcement costs; / Discovery has not yet closed, and Plaintiff retains full ability to develop its case.] By contrast, Defendant faces [significant financial consequences / loss of [property / business interests]] if the default judgment is not vacated. The strong judicial preference for resolving disputes on the merits far outweighs any inconvenience to Plaintiff from litigating this action.

4.2

WHEREFORE, Defendant [____________] respectfully requests that this Court: (a) set aside the default entered by the Clerk on [____________]; (b) [vacate the default judgment entered on [____________]]; (c) grant Defendant leave to file the Answer and Affirmative Defenses attached hereto as Exhibit A within [____] days of this Court's order; (d) allow the parties to proceed with discovery and resolution of this action on the merits; and (e) grant such other and further relief as this Court deems just and proper. A proposed order is attached hereto as Exhibit B for the Court's consideration.

Signature Requirements

Supporting Declaration May Require Notarization

The motion itself requires a signature from the movant or their attorney. A supporting declaration made under penalty of perjury is typically required. Some jurisdictions require a notarized affidavit in support of the motion.

Most state courts allow unsworn declarations under penalty of perjury in lieu of notarized affidavits. Federal courts follow 28 U.S.C. § 1746. Attach all supporting evidence including proof of lack of service or other grounds. Time limits vary: California allows 6 months (CCP § 473), federal courts use FRCP Rule 60(b) with a 1-year limit for mistake/fraud.

How to Fill Out a Motion to Vacate Default

1

Act Immediately Upon Learning of the Judgment

As soon as you learn of the default judgment, calendar every deadline. File the motion within one year for Rule 60(b)(1) motions. Every day of delay weakens your good cause showing — courts look unfavorably on parties who wait.

2

Gather Evidence of Good Cause

Collect documentation supporting your reason for missing the deadline: hospital records, proof of address change, attorney's declaration explaining the error, evidence of improper service (showing service at wrong address), or the plaintiff's misrepresentation.

3

Draft the Meritorious Defense Section Carefully

This is the critical element courts scrutinize. Identify every legal defense: statute of limitations, lack of contract, payment in full, fraud by plaintiff, the amount owed is less than claimed, the contract is unenforceable. A detailed defense shows you have a real basis to contest, not just delay.

4

Attach a Proposed Answer

Most courts expect to see a proposed answer with the motion. Draft an answer that admits what is true, denies what is contested, and asserts all applicable affirmative defenses.

5

File and Serve, Seek Stay of Enforcement

File the motion with the court and serve all parties. Simultaneously file a motion to stay enforcement of the judgment pending the court's ruling — otherwise the plaintiff can continue collection while your motion is pending.

Motion to Vacate Default Requirements by State

Motion to Vacate Default laws and requirements differ across states. Key variations include specific language requirements, notarization mandates, witness requirements, filing deadlines, and enforceability standards. Our templates incorporate state-specific provisions when you select your jurisdiction.

For the most comprehensive state-specific version, use our AI generator which automatically applies your state's legal requirements.

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Motion to Vacate Default Template FAQ

How do I get a default judgment vacated?
To vacate a default judgment, file a motion under Rule 60(b) of the Federal Rules of Civil Procedure (or the equivalent state rule) showing two things: (1) good cause for the default — excusable neglect, improper service, attorney error, or other compelling reason you failed to respond; and (2) a meritorious defense — that you have a real legal defense to the plaintiff's claims that, if proven, would change the outcome. Courts apply a liberal policy in favor of deciding cases on the merits rather than by default, so a credible showing of both elements usually results in vacatur. File a motion to stay enforcement of the judgment simultaneously to prevent collection while the motion is pending.
What is excusable neglect for a motion to vacate?
Excusable neglect under Rule 60(b)(1) is evaluated under the four-factor test from Pioneer Investment Services Co. v. Brunswick Associates Ltd. Partnership (1993): (1) the danger of prejudice to the opposing party; (2) the length of the delay and its impact on judicial proceedings; (3) the reason for the delay, including whether it was within the movant's reasonable control; and (4) whether the movant acted in good faith. Courts have found excusable neglect in cases involving: attorney illness or error, failure of the U.S. mail, service at a former address, reliance on a co-defendant who agreed to handle the response, and short delays with prompt remediation. Deliberate choice not to respond is not excusable neglect.
What does meritorious defense mean for a default judgment motion?
A meritorious defense means you have a defense that has the potential to succeed if the case is decided on the merits — not that you will definitely win, but that there is a genuine factual or legal basis for your position. Courts apply a liberal standard here: the defense need only be "meritorious," meaning plausible. Examples include: the statute of limitations has expired; you paid the debt in full; the plaintiff lacks standing to sue; the contract is unenforceable; the amount claimed is inflated; you have a complete affirmative defense. Attaching a proposed answer to your motion that sets out specific defenses is the most effective way to demonstrate meritoriousness.
Can a default judgment be vacated if I was not properly served?
Yes — improper service is one of the strongest grounds for vacating a default judgment. Under Rule 60(b)(4), a judgment is void if the court lacked jurisdiction to enter it, which includes cases where the defendant was never properly served with process. A void judgment has no time limit for vacatur — unlike Rule 60(b)(1) motions which must be filed within one year. To establish improper service, you must show the service method used did not comply with Rule 4 of the FRCP (or applicable state rules) and that you had no actual notice of the lawsuit in time to defend. Courts are very receptive to Rule 60(b)(4) motions because due process requires notice before a judgment can be entered.

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